Debit, credit, and disbursement

Authorize debits, send credits, disburse funds, and poll pending operations.

Choose the right payment API

Use the C2P flow for customer-authorized collections. Use the advanced payment endpoints for immediate debits, credits, disbursements, payouts, and change.

Available operations

Endpoint	Purpose
POST /v1/payments/debit/otp	Issue the customer debit authorization code
POST /v1/payments/debit	Execute an immediate debit
GET /v1/payments/operations/:id	Poll a pending payment operation
POST /v1/payments/credit	Credit by phone and identity
POST /v1/payments/credit/account	Credit a 20-digit bank account
POST /v1/payments/credit/disburse	Disburse credits to multiple recipients
POST /v1/payments/payouts	Disburse account payments
POST /v1/payments/change	Send change to a customer

Generate debit authorizationbash

curl --request POST "${API_URL}/v1/payments/debit/otp" \
  --header "content-type: application/json" \
  --header "x-api-key: ${VE_BANKING_API_KEY}" \
  --data '{
    "banco": "0191",
    "monto": 50,
    "telefono": "584121234567",
    "cedula": "V12345678"
  }'